How in the heck does the average person do any improvements w/o going in debt big time? Please let me in on your secret!
We had an estimate to put in hardwood (laminate) & tile flooring in our home..over $6K for 4 rooms, and these are not huge sq ft rooms either!
Yes, I'm pissy

But, dang we both work and still can't afford to put out the cash. We would have to put on a card, and I absolutely refuse to pay interest on that amount of $$$$ over the time period it would take us to pay that off.
There's several improvements I would like to make in our home, but feel we just can't
Do you think Home Depot's and/or Lowe's hardwood (laminate) flooring is cheaply made, low grade? According to this guy who gave us the estimate, he claims it isn't nearly as good flooring as say Flooring America or Floor To Ceiling get from their suppliers.