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  #1 (permalink)  
Old 03-01-2008, 11:25 PM
SKMagnificent
 
Join Date: Feb 2005
Location: misawa, japan
Posts: 1,293
Default So confussed o/t

I have noone to vent to so im going to vent her. We sold our house back in Dec 06. I was talking to my father today and he told me we got a letter from a lawyer saying that we are in foreclosure. How the heck can that be if we sold our house and the mortgage was paid in full? It really stinks because we have to wait until tomorrow late in the evening to find out what the heck is going on. Im trying not to stress about it but dang the word foreclosure scares me.
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Old 03-02-2008, 04:26 AM
SKMagnificent
 
Join Date: Jun 2004
Location: Central NC
Posts: 1,355
Default Re: So confussed o/t

Make sure you have your paperwork stating that your account is PIF and be ready to fax it. DH had a car loan that we paid off in Feb '04 and THIS YEAR they FINALLY recognized it as PIF, after 4 different collection agencies tried to collect on it. We just kept sending the paperwork.
Good luck with everything, it's got to be frustrating being so far away!
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Old 03-02-2008, 06:11 AM
SKDevotee
 
Join Date: Sep 2007
Posts: 447
Default Re: So confussed o/t

Ah man....sometimes these things happen. I hope that you guys get it figured out quickly and effortlessly. It may have just been an overlook on someone's part and they are able to catch it right away.

Good luck!
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Old 03-02-2008, 06:43 AM
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SKImpressive
 
Join Date: Apr 2007
Location: NH
Posts: 2,633
Default Re: So confussed o/t

Yikes! I hope you can straighten it out w/ a minimum of work. Sounds like somebody missed something in the paper trail. Good luck w/ it.
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Old 03-02-2008, 07:30 AM
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SKPrincess
 
Join Date: Jul 2005
Location: South Carolina
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Default Re: So confussed o/t

Im sorry, how annoying!
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Old 03-02-2008, 07:55 AM
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SKObsessed
 
Join Date: Jul 2005
Location: Texas
Posts: 3,506
Default Re: So confussed o/t

What a PITA!!! I'm sure it is just a misunderstanding. Hope everything gets ironed out soon. Good luck getting it resolved.
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Old 03-02-2008, 08:12 AM
SKWowza!
 
Join Date: Jun 2004
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Default Re: So confussed o/t

yeah i am sure it is just a paperwork error. But get all your stuff inorder from the sale of the house. After you sold the house you should have gotten a pay off letter from the bank. If you have that. I dont see how they can say your in forclosure.
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Old 03-02-2008, 08:16 AM
SKMagnificent
 
Join Date: Dec 2007
Location: Delaware
Posts: 1,198
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Default Re: So confussed o/t

Also, be sure it is corrected with the credit bureaus - this could REALLY haunt you later.
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