Welcome Mely!
My DH is in a similar situation, but we don't have kids yet. We are pursing IUI in October in hopes it works.
This is a bit of a quiet board, but very supportive ladies here and all around SK.
My DH his on Fertility Blend, which I think has been helping. You might want to check that out as an alternative d/t your current $$ situation. (houses suck the cash right out of your pockets don't they!)
Keep us posted!